ExFinserv is a full-service Financial & Tax Consultancy firm offering: Auditing & Assurance (statutory, internal, tax audit), Accounting & Payroll (bookkeeping, MIS, salary processing), Income Tax Advisory (ITR filing, TDS, tax planning), GST Services (registration, GSTR-1, 3B, 9), Company Formation (Pvt Ltd, LLP, OPC, MSME), and Professional Tax (PTRC/PTEC). We also handle TDS/TCS filing, ESIC, EPF, FSSAI, Shop Act, IEC, ISO advisory, Startup India, and more.

Our fees are competitive and transparent, depending on the complexity of the work. For example, individual ITR filing starts from ₹999, GST registration from ₹1,499, and company formation from ₹6,999. We do not charge hidden fees. All costs are communicated upfront before engagement. WhatsApp us for a personalised quote based on your specific needs.

The typical timeline for company formation depends on the entity type: Private Limited Company – 7 – 10 working days (once all documents are submitted). LLP – 5 – 8 working days. One Person Company (OPC) – 7 – 10 working days. Partnership Firm – 2 – 4 working days. MSME/Udyam Registration – same day. Timelines may vary based on MCA server load and document completeness.

The process involves: Step 1 – Obtain DSC (Digital Signature Certificate) for all proposed directors. Step 2 – Apply for DIN (Director Identification Number). Step 3 – Name approval via RUN (Reserve Unique Name) on MCA. Step 4 – Prepare MoA, AoA, and incorporation documents. Step 5 – File SPICe+ form on MCA portal. Step 6 – Receive Certificate of Incorporation (CIN). Step 7 – Open a current bank account & apply for PAN/TAN. ExFinserv handles all steps on your behalf.

GST registration is mandatory if your annual turnover exceeds: ₹40 lakhs for suppliers of goods (₹20 lakhs for special category states). ₹20 lakhs for service providers (₹10 lakhs for special category states). However, certain businesses must register regardless of turnover – e.g., inter-state suppliers, e-commerce operators, reverse charge mechanism applicants, and importers/exporters. Voluntary GST registration is also beneficial for input tax credit claims.

ITR-1 (Sahaj): Resident individuals with salary/pension + one house property + other sources (interest) up to ₹50 lakh. ITR-2: Individuals/HUF with capital gains, foreign income, or more than one house property. ITR-3: Individuals/HUF with business or professional income. ITR-4 (Sugam): Presumptive income under Section 44AD, 44ADA, or 44AE. ITR-5: Firms, LLPs, AOPs, BOIs. ITR-6: Companies (other than Sec. 11 exempt). ITR-7: Trusts, political parties, research associations.

Under Section 44AB of the Income Tax Act, a tax audit is mandatory when: Business turnover exceeds ₹1 crore in a financial year (or ₹10 crore if cash transactions are under 5%). Profession income exceeds ₹50 lakhs. Presumptive scheme opted but profit declared lower than prescribed limit under 44AD/44AE/44ADA. The tax audit report must be filed by 30th September for non-TP cases. ExFinserv conducts tax audits for all entity types.

Professional Tax (PT) is a state-level tax levied by the Maharashtra government under the Maharashtra State Tax on Professions, Trades, Callings and Employments Act, 1975. PTRC (Professional Tax Registration Certificate) is required for employers who deduct PT from employee salaries and deposit it to the government. PTEC (Professional Tax Enrollment Certificate) is for self-employed professionals and businesses. The maximum PT liability is ₹2,500 per year. Non-compliance attracts penalties and late fees.

Client confidentiality is a core professional obligation for Financial & Tax Consultants under the professional confidentiality standards. ExFinserv strictly adheres to these principles: All client data and financial information is treated as strictly confidential. We never share your information with third parties without your explicit written consent. Our team signs confidentiality agreements. We use encrypted communication channels and secure cloud storage for all documents. Your data is never used for marketing or shared with unrelated entities.

Yes! ExFinserv provides services across India. Most of our services – including ITR filing, GST registration & returns, company formation, TDS compliance, and advisory – are done completely online. You can share documents securely via email or WhatsApp, and we handle everything remotely. We have clients in Mumbai, Delhi, Bengaluru, Hyderabad, Nashik, Kolhapur, and across Maharashtra and India. Physical meetings are available at our Pune or Pandharpur offices.

Getting started is simple: Step 1 – WhatsApp or call us at +91 91759 43786. Step 2 – Tell us your requirement (ITR filing, GST, company formation, etc.). Step 3 – We'll send you a document checklist. Step 4 – Share documents via WhatsApp or email. Step 5 – We complete the filing/registration and send you confirmation. The entire process is paperless and can be completed from the comfort of your home.

The documents required depend on your income type. Generally: PAN Card and Aadhaar Card. Form 16 (if salaried – issued by employer). Bank statements for all accounts. Interest certificates from FDs/savings. Investment proofs for deductions under 80C, 80D, etc. Capital gains statements from broker/mutual fund. Rental income – rent agreement and receipts. Home loan statement if claiming HRA or housing loan interest. Our team will send you a customised checklist based on your profile.

While the income tax portal allows self-filing, a CA brings significant value: Accurate form selection – choosing the wrong ITR form is a common self-filing mistake. Maximum deduction claims – a CA identifies all eligible deductions you may miss. Capital gains computation – complex for stocks, mutual funds, property. Error-free filing – reduces chances of notices, defective returns, or mismatch. Tax optimisation – restructuring income and investments for lower tax. Notice handling – if a notice is received, your CA responds on your behalf. The CA fee is almost always offset by tax savings and peace of mind.

PTRC (Professional Tax Registration Certificate) is obtained by an employer – any entity (company, LLP, firm, individual) that employs staff and deducts professional tax from salaries. The employer collects PT from employees and deposits it to the Maharashtra government. PTEC (Professional Tax Enrollment Certificate) is for self-employed professionals and businesses – CA, doctors, lawyers, traders, etc. – who pay their own professional tax directly. Both are required where applicable. PTRC is issued for employer obligations; PTEC for individual/business liability.

TDS (Tax Deducted at Source) is a mechanism under the Income Tax Act where the payer deducts a specified percentage of tax before making certain payments and deposits it with the government on behalf of the recipient. It applies to: Salary payments (Section 192). Professional / contractor fees (Section 194C/194J). Interest income from banks (Section 194A). Rent (Section 194I). Property transactions (Section 194IA). The recipient can claim TDS credit when filing their ITR. TDS returns (Form 24Q, 26Q, 27Q) must be filed quarterly. Failure to deduct or deposit TDS attracts interest and penalties.